This describes our policies and procedures for information provided to us by consumers
who visit any of our Web sites listed immediately above and obtain or seek to obtain
financial products, services or other products and services we offer on our sites. We do
not directly solicit information from visitors to our sites. However, in the course of
conducting our business online, it is possible that some information could come to us
indirectly or inadvertently, by whatever means.
This privacy statement is meant to address those rare instances. To further clarify what
we do. We contract with various sources for financial services or products to advertise
their services or products on web sites we design. We are authorized to provide you, the
consumer, access to these services or products by way of banners and links provided by
those sources on our sites. We promote our web sites by various accepted means, but
entirely on the Internet. We ARE NOT authorized to consult or give advice on any of these
services or to administer any financial services or products. We ARE NOT licensed nor do
we provide advice or other services related to taxes, insurance, investments, credit or
other financial products or services.
Information We Receive We do not solicit nor do we collect information from consumers on
our sites. That is done by the sources we are linked to. You should refer to the privacy
statements available on their sites as most do collect information about you. However,
some of our visitors sometimes mistake us for the actual providers of these services and
products. On occasion our visitors contact us directly or forward legal documents to us.
It is our policy to direct people to the proper sources immediately. If we receive
documents, it is our policy to not open a sealed envelope or read any such documents.
Instead, it is our policy to immediately forward such documents to the proper financial
sources; unopened. Applicability All financial products and services offered on our sites
are intended for consumers that are at least 18 years of age.
Most services are only offered to US residents. But some are available to residents of
Canada and the United Kingdom. Yet others are available for a worldwide audience. Each
carries a description of where and to whom a particular product or service may be
available. Information Collection We do not collect any information on our visitors
directly. We do subscribe to a web hosting service that provides statistics on where a
site visitor comes from; i.e. the URL and/or ISP of the site or source from which you,
the consumer, may come. The type of browser you use is collected. The pages generally
visited are collected.
Information Sharing We do not share any information about you with anyone except where
information may be forwarded to us by mistake. We then promptly forward such information
to the appropriate financial institution without viewing such information ourselves.
Accessing Your Information Since we do not collect and maintain information about you,
there will be no information in our files to access. However, you may contact us at the
places indicated at the bottom of this page if you have any questions about our privacy
statement. Technical Information We do not plant cookies on your computer. But, some of
the sources linked on our site do.
Cookies are gathered by them for routine web site maintenance, to establish that you are
a unique user, and for purposes of assessing the effectiveness of their products and
services. You have the option of disabling cookies on your computer. However, as a
security precaution, in order to apply for a loan at some of the sources linked on our
sites, you may be required to enable cookies on your internet browser. Cookies may also
be used by them to remember your log-in username, if that is an selectable option at
their sites. Other technical information may be collected by the sources on our site.
Disclosure Policy If there is a rare circumstance, not immediately evident to us as of
the writing of this policy statement, where information about you is collected by us,
either directly or indirectly, is required to be shared with others, we will immediately
notify you of such circumstance and obtain permission to share such information. If
sharing of the information is required in a legal proceeding and the law requires us to
share the information, we will abide by such laws and where appropriate, according to the
mandates of the legal situation we may be confronted with, will notify you immediately of
such information sharing.
Web Traffic Statistics Neither your links, nor other web traffic statistics we may
collect from you, will be shared with any other party. These statistics may be stored for
up to a year by our web hosting company, but we never share such statistics. Security
This site is not a secure site. It is not required, since we do not collect information
from you on this site. The sites that are linked on our pages are almost always secured
sites. However, you should determine that at the sites you visit which are linked on our
pages. Check for digital certificates from services such as Verisign or secure
sockets.
Contact You may contact us about our privacy statement using the contact information
choicecredit@yahoo.com Please DO NOT contact us about a financial institution, product or
service listed and linked on this site. You will need to CONTACT THEM DIRECTLY with your
questions or inquiry as we are not involved in the financial process or administration
thereof. Privacy Statement Updates We reserve the right to modify or amend the Privacy
Statement at any time and for any reason. We will make the current version of the Privacy
Statement available to you at our Web sites. Your information will be handled according
to the practices and procedures in place when it was initially collected unless
subsequent authorization, as necessary, has been obtained.